Professional background
Provide ongoing education and portfolio reviews for clients in Miami-Dade, Broward, and Palm Beach counties.
Sharma Saintval
Secure Your South Florida Legacy: Tax-Free Growth & Market Protection with Custom Life Insurance.
Licensed Insurance Agent
Sharma is a premier Life Insurance and Financial Planning Specialist serving South Florida, from Miami to West Palm Beach. Specializes in transforming standard life insurance policies into powerful tax-advantaged investment vehicles. Unlike traditional agents who only sell protection, Sharma focuses on Indexed Universal Life (IUL) and Overfunded Whole Life strategies designed to shield clients from market volatility while building tax free cash value. Whether you are a business owner in Fort Lauderdale looking for liquidity, a retiree in Boca Raton seeking income, or a family in Coral Gables planning a legacy, Sharma crafts custom solutions that align with South Florida’s unique economic landscape.
Based in
Fort Lauderdale, FL
Speaks
English, Haitian Creole
Licensed in
AL, FL, GA, MI, RI, NE
Direct line
Call Sharma
Talk it through directly, with no phone tree in between.
Send an email
Questions about coverage, deadlines, or a plan you already have.
Request a quote
Send your details and get options to compare, with no obligation.
Background
How Sharma works with clients
Honors and awards
Top Producer Award | QOL Insurance | 2025 | Recognized for maintaining an 89% client retention rate in the South Florida market.
Coverage Sharma can help with
Life Insurance
Support choosing term or permanent life insurance based on income protection, legacy goals, and final expense planning.
Learn moreHealth Insurance
Compare plan options, understand deductibles and copays, and choose coverage that matches your healthcare needs and budget.
Learn moreMedicare
Guidance through Medicare Advantage, Supplement, and Part D choices with help on deadlines, benefits, and prescription coverage.
Learn moreDental Insurance
Review dental plan options that can help reduce the cost of preventive care, basic procedures, and major dental work for individuals and families.
Learn moreVision Insurance
Understand vision plans that support routine eye exams, glasses, contact lenses, and access to participating providers and retailers.
Learn moreFinal Expense
Plan ahead for funeral costs, burial expenses, and other end-of-life needs with coverage designed to ease the financial burden on loved ones.
Learn moreQuality of Life Insurance Guide
A plain-language walkthrough of how coverage works, free to download.