Richard Troher

Top-Rated Health & Life Insurance Agent in South Florida.

Richard Troher, Licensed Insurance Agent at QoL Insurance

Licensed Insurance Agent

I secure your family's future with a comprehensive shield combining Indexed Universal Life (IUL) wealth building with full-spectrum health coverage—including dental, vision, and accident insurance to protect every angle of your life.

Based in

Fort Lauderdale, FL

Speaks

English

Licensed in

AL, FL, GA, MI

Direct line

(754) 283-8844

Call Richard

Talk it through directly, with no phone tree in between.

Send an email

Questions about coverage, deadlines, or a plan you already have.

Request a quote

Send your details and get options to compare, with no obligation.

Background

How Richard works with clients

Professional background

A licensed specialist in multi-line insurance, I design integrated family plans that blend permanent life cash value with preventive health benefits. My approach ensures you have affordable dental and vision care today, plus a tax-advantaged safety net for medical emergencies and retirement.

Honors and awards

Recipient of the Total Family Protection Award – Recognized for creating holistic coverage portfolios that seamlessly unite life, health, dental, and vision plans, ensuring no gaps in protection for families.

Coverage Richard can help with

Life Insurance

Support choosing term or permanent life insurance based on income protection, legacy goals, and final expense planning.

Learn more

Health Insurance

Compare plan options, understand deductibles and copays, and choose coverage that matches your healthcare needs and budget.

Learn more

Medicare

Guidance through Medicare Advantage, Supplement, and Part D choices with help on deadlines, benefits, and prescription coverage.

Learn more

Dental Insurance

Review dental plan options that can help reduce the cost of preventive care, basic procedures, and major dental work for individuals and families.

Learn more

Vision Insurance

Understand vision plans that support routine eye exams, glasses, contact lenses, and access to participating providers and retailers.

Learn more

Final Expense

Plan ahead for funeral costs, burial expenses, and other end-of-life needs with coverage designed to ease the financial burden on loved ones.

Learn more

Quality of Life Insurance Guide

A plain-language walkthrough of how coverage works, free to download.

Download the guide